What this course covers
How lending decisions are made and where they go wrong. Participants assess a real credit proposal and defend their recommendation.
Who it is for
- Credit and lending staff
- Relationship managers
- Risk and recovery teams
What you will cover
1. The credit decision
Capacity, character, capital, conditions and collateral, used properly.
2. Reading financial statements for credit
What a lender looks for, which is not what an investor looks for.
3. Cash flow lending
Assessing the ability to repay from operations rather than from security.
4. Security and collateral
What it is really worth when you need it.
5. Portfolio and concentration
Risk that is invisible loan by loan.
6. Early warning and problem loans
The signals that appear well before default.
How it runs
1 day / 7 hours, delivered live by the founder, on site at your premises anywhere in Malaysia or online for distributed teams. Content is tailored to your tools, your processes and the work your people already do.
HRD Corp claimable for eligible Malaysian employers.
Frequently asked
How much does Credit Risk and Lending Fundamentals cost in Malaysia?
This programme runs as a private, in-house cohort for your team, priced per engagement rather than per seat. Tell us the group size and format and we will send a quotation.
Is this course HRD Corp claimable?
Yes. Agile Visa Sdn Bhd is an HRD Corp Registered Training Provider, so this programme is HRD Corp claimable for eligible Malaysian employers, subject to your levy balance and HRD Corp approval of the grant application.
Who is this course for?
Credit and lending staff. Relationship managers. Risk and recovery teams.
How long is Credit Risk and Lending Fundamentals?
1 day / 7 hours, delivered live and instructor-led, on site at your premises or online.
Who delivers the training?
Prashant Shinde, founder of Agile Visa, an ICAgile accredited trainer and HRD Corp Accredited Trainer with 20+ years of delivery and 75,000+ professionals trained across 140+ countries.
Bring Credit Risk and Lending Fundamentals to your team
Private cohorts for your organisation, tailored to your sector. Tell us the group size and we will send a quotation.
Request a quoteLast reviewed 2026-08-24 by Prashant Shinde, Founder and Lead Trainer.